Solutions · Carriers

Too nuanced for
generic tools.
Too expensive for BPOs.

Quovy handles your specialty workflows as a system. Purpose-built for the per-unit workflow differences, inconsistent data formats, and operational complexity that define specialty carrier operations.

The carrier problem

The tools your team depends on were never designed for specialty.

Dozens of workflows, zero uniformity.

Each business unit has its own underwriting criteria, document formats, and SOPs that evolved over years of institutional practice. A property team in London and a casualty team in New York, inside the same carrier, handle submissions differently at every step.

Built for commodity lines, not specialty.

The traditional insurance software stack assumes standard forms, predictable document structures, and uniform processes. Specialty has none of these. So teams built their own — shared Excel trackers, Word-based templates, shared drives with three versions of every file.

The patchwork has a cost.

It does not scale. It does not survive turnover. And it costs a fortune to maintain — whether that shows up as BPO invoices or as senior underwriters spending 90 minutes per deal on document navigation instead of judgment.

You have been patching around a gap that no vendor has taken seriously. The gap is not technology. It is specialty-grade operational infrastructure.
What Quovy does for carriers

The operational work runs as a system. The underwriter focuses on judgment.

Headless agents inside your existing tools.

Quovy runs in the background, inside Outlook, inside the policy admin system, inside the tools your team already has open. No new platform. No retraining. No adoption risk. The work gets done. The underwriter sees results where they already look.

SOP-encoded, per-unit.

Your underwriting rules, appetite guides, and mandatory checks are encoded into the agent at the business unit level. When the surety team's rules change, their agent changes. Your M&A team's workflow stays untouched. Configuration, not development.

Enrichment built in.

The supplemental research your underwriters do by hand today. CPI lookups, financial data, news, regulatory filings. Runs automatically. Every source cited. Every data point traceable.

Full audit trail.

Every output is auditable. Extracted, source logged. Enriched, data cited. SOP applied. Timestamped. Override-ready. The compliance officer can pull any file and see exactly what happened. No reconstruction needed.

Proof

Production results from specialty carrier deployments.

BPO cost
50% reduction
Submission processing
70% faster
Underwriter capacity
More business quoted per UW
Deployment timeline
Weeks, not months

These are production numbers from live carrier deployments, not projections from a pilot.

A carrier's word
Finding underwriters at the level we need is so difficult. The only path is making them more productive.
Operations leader · Specialty carrier
How we deploy

Weeks, not months. Production value before commitment.

01–02
Scoping.

We work with your team on real submissions and real workflows. We identify which workflows are the highest-value automation targets and where AI will fail. We tell you both.

03–04
Configuration.

Your SOPs, your underwriting rules, your document formats. Encoded into the agent. Tested against your edge cases, not ours.

05+
Production.

The agent runs on live workflow. Measurable results from day one. Baseline metrics established before deployment so the impact is verifiable, not anecdotal.

No replatforming. No six-month integration project. No retraining your team on a new tool. Headless deployment means the system starts working before anyone needs to change how they work.
See what Quovy looks like inside your operation.

Your real submissions.
The full picture.

We will run your real submissions through the engine. You will see the extraction, the enrichment, the SOP application, and the edge cases. No synthetic data. No happy-path-only demo.