Underwriters make
decisions. Not lookups.
Third-party data pulls, geocoding, external risk checks — each one takes time and happens inconsistently. Quovy runs all of it automatically on every submission, so every underwriter starts from the same complete, structured picture.
The information an underwriter needs exists. Getting it takes half the day.
Underwriting a specialty risk requires data that lives nowhere in the submission: property hazard scores, geocoded exposure data, entity resolution, prior loss indicators, external risk signals. A skilled underwriter knows what to look for. The problem is the looking.
One underwriter orders five checks; another orders three. One submission gets a complete risk profile; another gets a decision from incomplete information. Different systems, different workflows, different people.
The time spent assembling information instead of analyzing it cannot be recovered. And the variation in what each underwriter orders is not a discipline problem — it is a process problem.
Every submission arrives fully assembled.
Third-party data is appended to every submission automatically — geocoding, entity resolution, property data, and configurable enrichers from your existing data partners. No manual lookups. No missed steps. The same enrichment runs every time.
External checks execute against each submission on a versioned rule set: hit tracking, risk thresholds, conditional flags. Results are returned with full hit history, so underwriters see not just the current signal but how the risk has changed over time.
Every enriched output is governed by a versioned data contract — schema-frozen, field-level change-tracked, and fully auditable. The underwriting system receives the same structure every time, regardless of which enrichers ran or what changed upstream.
Five products that close the information gap.
“Our underwriters used to spend forty minutes per submission just pulling external data. Now it's there when the submission opens. They spend that time on coverage decisions instead.”
Built for how the industry actually works.
Quovy does not pitch core replacement. Tech leaders know how painful that is. We thread through the homegrown patchwork specialty teams have stitched together over years.
Watch enrichment run
on a live submission.
A working demo takes thirty minutes. We configure it against your lines of business and show you the enriched output before you commit to anything.